Stop a Deal Falling Over: Fast Property Funding Checklist
Stop a Deal Falling Over: Fast Property Funding Checklist. Fast private lender funding in 24-72 hours. Metro locations, 50% LVR = rates from 8%.
18 January 20263 min read
Stop a Deal Falling Over: Fast Property Funding Checklist
Facing a settlement deadline? When time is tight and you risk losing the deal — or your deposit — fast private first mortgage funding can save the situation.
Who This Is For
- Buyers with settlement deadlines approaching
- Auction purchasers needing 28-day settlement
- Anyone bridging between sale and purchase
- Borrowers whose bank finance fell through last minute
How It Works
Speed Comparison
| Lender Type | Approval | Settlement |
|---|---|---|
| Major Banks | 4-8 weeks | 2-4 weeks |
| Private Lenders | 24-48 hrs | 24-72 hrs |
What You Need
Essential:
- Property in metro location
- Clear exit strategy
- Basic ID and entity documents
For Best Rates (8-12% p.a.):
- 50% LVR or below
- Sydney/Melbourne/Brisbane metro
- Standard property type
- Clear, simple situation
Typical Scenarios
Settlement Deadline
Bank too slow, settlement in 7 days, vendor won't extend? Emergency first mortgage can save the deal.
Auction Purchase
Won at auction, need 28-day settlement, unconditional finance required? Fast first mortgage settles on time.
Buy Before You Sell
Found your next property but haven't sold yet? Bridging first mortgage lets you secure it now.
The Process
Step 1: Submit Your Scenario
Tell us what you need, why, and your timeline. Takes 5 minutes.
Step 2: Get Matched
We connect you with lenders who fund your situation. Usually within hours.
Step 3: Receive Offers
Compare rates, terms, and settlement timeframes. Most borrowers get offers same day.
Step 4: Settle Fast
Accept an offer, complete documentation, settle in 24-72 hours.
Rates and Costs
| LVR | Typical Rate |
|---|---|
| 50% or less | 8-12% p.a. |
| 50-65% | 10-14% p.a. |
| 65-75% | 12-16% p.a. |
Other costs:
- Establishment fee: 1-3%
- Legal/valuation: ~$2,000-$5,000
What Makes Approval Faster
Your Checklist
☐ Metro property location
☐ Clear title
☐ Exit strategy documented
☐ ID and entity docs ready
☐ Solicitor on standby
☐ Available to respond quickly
Get Started
If you need fast first mortgage funding, submit your scenario and get matched with verified private lenders.
Important: Metro Locations Only
Our lenders fund metro properties in Sydney, Melbourne, Brisbane, Perth, and Adelaide only.
50% LVR = best rates from 8% p.a.
Topics covered:
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