Lending Basics

Part IX Agreement First Mortgage Options

Part IX Agreement First Mortgage Options. Fast private lender funding in 24-72 hours. Metro locations, 50% LVR = rates from 8%.

18 January 20262 min read

Part IX Agreement First Mortgage Options

Banks aren't working for you? Private lenders offer a different approach.

What This Means for You

Private first mortgage lenders offer:

  • Speed — Approval in 24-48 hours, settlement in 48-72 hours
  • Flexibility — Asset-focused assessment, not just income

  • Certainty — Clear terms, fast decisions
  • Metro rates from 8% — Best rates for 50% LVR in major cities

How It Works


  • Submit your scenario — Tell us what you need and why
  • Get matched — We connect you with suitable lenders

  • Receive offers — Compare rates and terms same day
  • Settle fast — Fund in 24-72 hours

Who Qualifies

Property requirements:

  • Metro location (Sydney, Melbourne, Brisbane, Perth, Adelaide)
  • Clear title

  • Standard property type preferred

Best rates (8-12% p.a.) for:

  • 50% LVR or below
  • Prime metro location

  • Clear exit strategy

Typical Terms

ComponentRange
Interest Rate8-15% p.a.
LVRUp to 70-75%
Term1-24 months
Establishment1-3%

Common Questions

How fast can I get funding?


24-48 hour approval, 48-72 hour settlement for straightforward metro deals.

What LVR is available?


Up to 70-75%. Best rates at 50% or below.

Do I need perfect credit?


No. Private lenders focus on property and exit strategy.

Get Started

Submit your scenario and get matched with verified private lenders who can fund fast.

Submit Your Scenario


Metro locations only | 50% LVR = rates from 8% p.a.

Topics covered:

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Need Private Lending?

Post your funding request on Introducr and receive competitive offers from verified private lenders.

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