First Mortgage Bridging Finance Explained

First Mortgage Bridging Finance Explained

Facing time pressure on settlement? Fast first mortgage funding when every day counts.

What This Means for You

Private first mortgage lenders offer:

• Speed — Approval in 24-48 hours, settlement in 48-72 hours
• Flexibility — Asset-focused assessment, not just income

• Certainty — Clear terms, fast decisions
• Metro rates from 8% — Best rates for 50% LVR in major cities

How It Works

• Submit your scenario — Tell us what you need and why
• Get matched — We connect you with suitable lenders

• Receive offers — Compare rates and terms same day
• Settle fast — Fund in 24-72 hours

Who Qualifies

Property requirements:

• Metro location (Sydney, Melbourne, Brisbane, Perth, Adelaide)
• Clear title

• Standard property type preferred

Best rates (8-12% p.a.) for:

• 50% LVR or below
• Prime metro location

• Clear exit strategy

Typical Terms

Component	Range
Interest Rate	8-15% p.a.
LVR	Up to 70-75%
Term	1-24 months
Establishment	1-3%

Common Questions

How fast can I get funding?

24-48 hour approval, 48-72 hour settlement for straightforward metro deals.

What LVR is available?

Up to 70-75%. Best rates at 50% or below.

Do I need perfect credit?

No. Private lenders focus on property and exit strategy.

Get Started

Submit your scenario and get matched with verified private lenders who can fund fast.

Submit Your Scenario

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Metro locations only | 50% LVR = rates from 8% p.a.